Is your credit report accurate?

Mistakes on credit reports are common and can lower your score. Trilogy Credit helps you find them - Free.

How to get started

1

Request your reports

Annualcreditreport.com is the only official site to get your free weekly credit reports from Experian, TransUnion, and Equifax.

2

Save to device

Download your three individual credit reports from Experian, TransUnion, and Equifax to your desktop or mobile device.

3

Upload to Trilogy

Click the upload reports button to provide your three individual credit reports and Trilogy will do the rest.

Your Credit Simplified

Merge

Trilogy merges your individual credit reports from Experian, TransUnion, and Equifax into one easy-to-understand credit report. No more scrolling through hundreds of pages trying to make sense of your credit report.

Filter

Easily find what matters. Accounts are sorted by type and can be filtered by status - Positive, Negative, Open, Closed, or has Errors.

Errors

Credit report mistakes are common. Trilogy highlights every account with mistakes and explains what's wrong so you can fix them with confidence.

Complexity into Clarity

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Easy to read credit report

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Filter positive and negative accounts

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Compare all three bureaus side-by-side

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Free...no subscription needed