Is your credit report accurate?

Transform your official reports from AnnualCreditReport.com into one easy-to-read credit report for free.

How to get started

1

Request your reports

Annualcreditreport.com is the only official site to get your free weekly credit reports from Experian, TransUnion, and Equifax.

2

Save to device

Download your three individual credit reports from Experian, TransUnion, and Equifax to your desktop or mobile device.

3

Upload to Trilogy

Click the upload reports button to provide your three individual credit reports and Trilogy will do the rest.

Your Credit Simplified

Merge

Trilogy merges your individual credit reports from Experian, TransUnion, and Equifax into one easy-to-understand credit report. No more scrolling through hundreds of pages trying to make sense of your credit report.

Filter

Easily find what matters. Accounts are sorted by type and can be filtered by status - Positive, Negative, Open, Closed, or has Errors.

Errors

Mistakes on credit reports are common. Trilogy Credit highlights every account with errors and explains what's wrong.

Complexity into Clarity

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Easy to read credit report

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Filter positive and negative accounts

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Compare all three bureaus side-by-side

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Free...no subscription needed